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APA Article on 2026 Financial Discipline
I’m preparing a series of papers that explore how credit will look in 2026, and I now need a stand-alone, publication-ready article that drills into Financial Discipline in 2026 within that broader context. The piece must follow current APA guidelines from title page through references, and it should feel at home in an academic journal: formal voice, third-person where appropriate, objective tone, clear citations. Main emphasis The discussion has to stay tightly focused on debt management as the cornerstone of financial discipline. Every argument, statistic, or projection you include should connect back to how disciplined debt practices influence—or are influenced by—the evolving credit system and credit-scoring methodologies expected in 2026. What I will provide • My existing outline and notes on debt management trends, regulatory changes, and projected consumer behaviors. • A short list of source articles already gathered. You’re free (and encouraged) to expand the research base, as long as all additional references are peer-reviewed or come from credible financial institutions. What I need back • A complete APA-formatted manuscript (Word or Google Docs) that integrates my outline, adds well-sourced analysis, and flows logically from introduction through conclusion. • An APA reference list with DOIs or direct URLs for every citation. • In-text citations double-checked for accuracy and APA compliance. Acceptance criteria The manuscript must: 1. Maintain an unbroken focus on debt management within the larger 2026 credit landscape. 2. Anchor each key point in verifiable research published within the last five years, unless the source is a foundational theory. 3. Observe current APA 7th edition rules for headings, tables/figures (if any), citations, and references. 4. Be free of grammar errors and plagiarism, passing Turnitin or equivalent. If you’re comfortable writing in strict APA style, have a solid grasp of credit-industry terminology, and can weave debt-management insights into the projected 2026 scoring environment, I’d love to see your approach and timeline. I need an article in APA format (my writings and articles are about Credit in 2026, Financial Discipline in 2026, The Credit scoring system in 2026) Credit System in 2026 Financial Discipline in 2026 in relation to the Credit System in 2026 The article needs a short bio about the writer (To learn about the writer you will need to Google them to get an ideal of them and their style of writing etc) and there are several key words the article needs to mention, such as Dr. Credit King Your Credit Defines Your Creditability like the book title, However, I already completed 60% of the article, so please use what current research already done, but Some of the subtitles mention in the article are the following Keep The 202 Landscape. Your Financial Creditability Consumers Effect Credit Scores Volatit and Credit Access The Discipline of Finances as the Differentiation Also incorporate writer new book (published in April 2026) with the article DNA (Data Numerical Accuracy) keep Conclusion Financial Sobriety in in Informational Age. instead of saying Keep The 2026 Landscape. of credit . use my book title and you can title the The DNA of Credit in 2026. or some kind of why make up a title relating to my book title or titles Remove In the article, please remove The Adaptation of the Card Issuers! in the attachment articles Key word is to use is Dr. Credit King and insert his new book titled DNA will be out in March 2026 and also the quote mention in the article on Page 1 is Your Credit Defines Your Credibility it's a Book by the same author, its needs to mention and again we dot use the work Rental Landlord, so there needs to be a different word or change the entire paragraph it's up to you and to get information on the Author PLEASE Google him Dr. Credit King or CHAYO BRIGGS to learn about the author and there is no work count. Its APA format The DNA Data Numerical Accuracy
4 days ago18 proposalsRemoteopportunity
Urgent Ancestry Tree Editing + Bio Writing
I am seeking an experienced genealogical writer-editor to enhance a family tree for my boyfriend and his twin brother’s birthdays. The project is time-sensitive, requiring completion by the 2nd to ensure printing and shipping before my departure on the 7th. I have a PDF from a genealogist and need assistance crafting engaging biographies, refining the story of their parents' meeting, and capturing significant family trips. Your tasks will include rewriting family bios, researching missing information via Ancestry’s records, and creating concise life summaries for key ancestors. Proper source citations are essential for each new fact. You will have editor rights on the existing Ancestry tree, facilitating seamless integration of your contributions. The goal is a polished, organized family tree that tells a captivating narrative, allowing the entire family to explore their heritage effortlessly. Timeliness and communication are crucial as we strive to create a cherished family legacy together.
9 days ago12 proposalsRemoteCreative Digital Assistant for Photographer & Creator
Seeking a reliable Creative Digital Assistant to support my freelance work with brands and organizations in the digital space. This freelance role involves responding to messages and emails, assisting with content scheduling and posting on social media, and helping coordinate photography projects and events with both new and existing clients. Additional duties include organizing shoot and event details and managing travel bookings related to photography assignments to ensure smooth operations. The ideal assistant should be organized, proactive, and comfortable working in a creative, fast-paced digital and events environment.
a month ago20 proposalsRemoteopportunity
Mobile App (Global Userbase)
We are looking for an experienced mobile app developer to help build a global, map-based app for the App Store. The app will allow users to discover registered stores around the world that sell specific products. The core feature will be an interactive world map with pinned store locations, enabling users to browse stores based on their current location or planned travel destinations. In addition, the app will feature pinned events that are registered and promoted through the platform. The business model will include: • A small subscription fee for users • Subscription or listing fees for stores • Annual sponsorship opportunities for brands to advertise within the app This project is being developed alongside an existing company in the industry, and we are looking for someone who can contribute not only technically but also collaboratively. The role is for the right candidate who wants to help shape and grow the product long-term. Ideal experience includes: • Mobile app development (iOS required; cross-platform experience a plus) • Map-based apps (e.g., Apple Maps, Google Maps, Mapbox) • User accounts, subscriptions, and payments • Scalable architecture and clean UI/UX implementation If you have strong mobile development experience and are interested in working on a global product with long-term potential, we’d love to hear from you. This could be life-changing for you.
18 days ago47 proposalsRemoteGoogle My Business (GMB) Verification Support – Central London
Google My Business (GMB) Verification Support – Central London We are looking for a reliable local freelancer to assist with Google My Business (GMB) profile verification for our company in Central London. What’s required: Attend our physical office location (office will be fully set up) Assist with or carry out Google video verification (live or recorded, as required by Google) Temporarily place two A4-sized light signs inside the office (using non-permanent methods such as tape or Blu Tack) Ensure signage and space meet Google’s verification requirements Important notes: This is not a handyman role No tools, drilling, or installations required Signs are lightweight and temporary Experience with GMB / Google Business Profile verifications is strongly preferred Ideal candidate: Based in or able to travel easily to Central London Familiar with Google Business Profile verification processes Professional, punctual, and comfortable on video Able to follow Google’s verification guidelines carefully Duration: Short, one-off task Payment: Fixed fee £150 Please include any relevant experience with GMB verifications when applying.
a month ago16 proposalsRemoteDeveloper UK/US Financial News Screener (Python / APIs / Data)
PROJECT OVERVIEW I’m building a financial stock news screener focused initially on UK (AIM & Main Market) and then later US small-cap stocks. The system is designed to filter genuinely market-moving news from daily noise. This is an ongoing build, not a one-off task. I’m looking for one capable individual developer (not an agency) who can own the technical implementation and iterate with me as the logic evolves. Where necessary, I want the option to work side-by-side in person for short periods, so UK or Europe location matters. WHAT THE SYSTEM DOES (HIGH LEVEL) - Ingests real-time and scheduled stock news from multiple APIs (UK & US) - Parses and classifies news using firstly rules, secondly AI - Scores news for market impact (positive / negative / neutral) - Flags dilution, governance and risk signals - Outputs structured alerts and internal dashboards This is a logic-heavy, data-driven project, not a UI-first build. REQUIRED SKILLS (MUST-HAVE) Please do not apply unless you are comfortable with most of the following: - Python (primary language) - Working with REST APIs (news, market data, etc.) - Data parsing, filtering and scoring logic - SQL or NoSQL databases (Postgres, MongoDB or similar) - Clean, readable, maintainable code - Git / version control - Comfortable discussing system design and trade-offs Experience with financial data, trading tools, or market news is a major plus. NICE TO HAVE (NOT ESSENTIAL) - Experience with financial markets, trading, RNS or SEC filings - AI / LLM-based text classification - Elasticsearch or similar search tools - AWS or cloud deployment - Previous SaaS or data-platform builds LOCATION REQUIREMENT (IMPORTANT) You must be based in or near one of the following: - UK - Spain - Western or Southern Europe (easy travel to UK or Spain) Due to the likely evolving nature of the project I want the option to meet in person and potentially work together for short, focused periods if required. Please clearly state your location when applying. ENGAGEMENT TYPE - Individual freelancer only (no agencies) - Long-term potential if the fit is right - Paid hourly or milestone-based (open to discussion) HOW TO APPLY (VERY IMPORTANT) To avoid generic applications, please include: 1. A short description of a similar data-driven or API-heavy project you’ve worked on 2. Your primary tech stack 3. Your current location 4. Your hourly rate 5. Confirmation that you are open to occasional in-person collaboration Applications that ignore this will not be considered. WORKING STYLE I’m an equities/indices trader with 30 years experience, reasonably technical but not a developer. I value clear thinking, no nonsense honest communication, and someone who challenges bad ideas rather than blindly coding them.
4 days ago14 proposalsRemoteCold Email Campaign Manager – Lead Generation
Summary Cold Email Campaign Manager – Lead Generation Remote | Contract | Mid–Senior+ Compensation: Competitive (depending on level/experience) If you think most cold email fails because it’s lazy, underpowered, and terrified of complexity — we agree. We’re looking for a full-stack Cold Email Manager who can own outbound end-to-end: strategy, data, automation, deliverability, copy, and results. This is not a “write some sequences and hope” role. This is a “systems work” with measurable outcomes. What you’ll actually own: Designing and running outbound systems from scratch Building smart enrichment workflows using Clay Launching and managing campaigns in Instantly (or equivalent) Setting up and protecting deliverability (domains, inboxes, SPF/DKIM/DMARC) Automating workflows with n8n / Zapier and Slack notifications Writing cold emails that feel human — not templated Using hyper-personalisation (e.g. where someone travels for birthdays, interests, brand behaviour, context that actually matters) Tracking what counts: replies, booked calls, qualified opportunities — not vanity metrics You’ll be expected to suggest better data, better signals, and better budgets when needed. If a campaign needs higher-quality data or deeper enrichment to work properly, you won’t shy away from saying so. This is for you if: You’ve run outbound systems yourself — not just parts of them You’re fluent in Clay, enrichment logic, and data hygiene You understand deliverability well enough to fix problems, not just avoid them You’re comfortable wiring tools together (Instantly + Clay + n8n/Zapier + Slack) You enjoy testing sophisticated angles for high-value leads You’re happy pushing back when marketing is half-arsed and underpowered Bonus points if you get buyer psychology and hate “spray and pray” with a passion. Non-negotiable: Proven experience running outbound campaigns across international markets Comfortable targeting and messaging across different regions, cultures, and buyer expectations Understands that what works in one market often fails badly in another In your application response, right at the beginning, please include "reply magnet". If you’ve only ever sent outbound in a single market, this role isn’t a fit. This is not for you if: You only want to write copy You’ve never touched domain setup or inbox health You rely on generic personalisation tokens You’re uncomfortable suggesting better data, tooling, or budget when required Practical details Contract role (scope to expand) ~50–75 hours/month to start Flexible schedule, some CET overlap Competitive pay based on experience and ownership Time tracking required (clean, transparent, non-invasive)
16 days ago18 proposalsRemoteopportunity
Research & Draft an Encyclopedic Article
We are seeking an experienced writer with a strong understanding of encyclopedic writing standards to research and draft a neutral, well-sourced article about an organisation based on independent third-party coverage. This project is focused on research, evaluation, and drafting only. It is not a marketing, promotional, or SEO task. Scope of Work The freelancer will: Review existing third-party sources to evaluate whether the subject meets common encyclopedic notability standards Produce a neutral, factual draft written in an encyclopedic tone Ensure all statements are supported by independent, reliable, secondary sources Structure the draft according to standard encyclopedic article conventions Make reasonable revisions based on editorial feedback Requirements Proven experience with encyclopedic or reference-style writing Strong sourcing and citation skills Clear understanding of neutrality, verifiability, and notability concepts Ability to work within strict content and sourcing guidelines Promotional writing, guarantees of publication, or policy-violating approaches are not acceptable. Project Notes Subject details and source materials will be shared after project award Payment will be released via milestones aligned with research, drafting, and revisions Final use or publication of the content will be handled separately
a month ago21 proposalsRemoteMarketing & PR Consultant – B2B Professional Services
We are a high-end, boutique facilities management (FM) business, delivering bespoke, service-led solutions to premium commercial and residential environments. We’re looking for an experienced freelance Marketing & PR Consultant to take ownership of our content, positioning, and visibility, with a strong focus on LinkedIn, website improvements, and authority-building content. We currently don’t have a formal marketing or PR plan, or internal resource, so this role requires someone who can create the direction and deliver the work. Scope of Work LinkedIn content & thought leadership Create and manage regular LinkedIn content Develop a clear thought-leadership narrative around premium FM, service excellence, discretion, and experience-led delivery Mix of insight-led posts, industry commentary, behind-the-scenes expertise, and brand storytelling Content designed to build trust and credibility, not vanity metrics Website improvements Review and improve website copy and structure Refine key pages to clearly communicate our boutique positioning and differentiation Ensure messaging supports authority, reassurance, and conversion Light SEO awareness where appropriate, without diluting tone or quality PR-led content (LinkedIn-first) Apply PR principles to content creation to strengthen trust and legitimacy Position us as a knowledgeable, credible voice in the FM and workplace experience space Identify opportunities for light PR activity (awards, features, trade content, profile building) What We’re Looking For Proven experience in B2B, professional services, property, construction, or FM-adjacent sectors Strong writer with the ability to articulate premium, service-led brands Comfortable working with minimal input and creating structure independently Able to balance strategy and hands-on content creation UK-based or strong understanding of the UK FM / property market preferred Engagement Ongoing freelance role Estimated 5–10 hours per month initially Opportunity to expand scope as the partnership develops We’re looking for someone who can shape the story, create the content, and elevate how we are perceived.
a month ago22 proposalsRemoteResearch & Content Assistant for Social Impact Coaching Venture
About the Work: My name is Amrik and I am the founder of Panasure (www.panasure.com) , a new venture that guides individuals and organisations from profound loss to resilient renewal ("From Shattering to Synthesis"). My approach integrates 25 years of senior-level expertise in social work and trauma with deep-lived personal experience. I am looking for a sharp, empathetic student or recent graduate to assist in launching this mission. This is not generic social media management. It is applied research and thoughtful content creation at the intersection of psychology, personal narrative, and professional development. Key Tasks Would Include: Researching and compiling a targeted list of potential partner organisations (e.g., university counselling services, relevant charities). Helping to draft clear, compelling content (e.g., LinkedIn posts, short articles) based on my core framework and existing materials. Assisting with basic presentation design and content organisation for workshops. Providing general research support on topics related to grief, trauma-informed practice, and resilience coaching. Who You Are (The Ideal Candidate): You are a current postgraduate student or recent graduate in a field like Psychology, Social Sciences, Marketing, Communications, or Journalism. You are a clear writer and a curious researcher – you enjoy diving into complex topics and explaining them simply. You are intrinsically motivated by social impact and human stories. You want your skills to contribute to meaningful work. You are professional, reliable, and able to work independently from clear guidelines. Most importantly, you read the description above and felt a spark of interest. What This Offers You: Mentorship & Real-World Experience: Direct collaboration with the founder on a real venture. This is a portfolio piece with substance. Flexible, Remote Work: We'll agree on weekly tasks and deadlines that fit around your studies. A Fair Rate: We will agree on an hourly rate or project fee that respects your skill and time. To Apply: Please submit a proposal that includes: A brief note on why this specific project interests you (this is the most important part). Your relevant background (a link to your LinkedIn or CV is fine). Your availability over the next month. Your proposed hourly rate. I look forward to connecting with candidates who feel aligned with this mission Amrik
25 days ago20 proposalsRemoteopportunity
11+ exam papers
Create 4 x GL-Style 11+ Practice Papers (English, Maths, VR, NVR) + OMR Answer Sheets (White-Label) I’m looking for an experienced 11+ assessment writer + designer to create GL-style practice papers that closely replicate the look/feel, structure, timing style, and multiple-choice answer-sheet experience of GL 11+ tests (i.e., question booklet + separate multiple-choice answer sheet suitable for computer marking/OMR). Important: You must produce both the full question content and the full paper design/layout (booklet + answer sheet). If you can’t do all 4 subjects, you can still apply for any subset (e.g., Maths + NVR only). >What I Need (Scope) Create 4 complete papers in GL style: English (11+) Maths (11+) Verbal Reasoning (VR) Non-Verbal Reasoning (NVR) (including spatial-style question types) Format requirements Multiple-choice questions Separate multiple-choice answer sheet (OMR-ready / computer-marked format) Clear exam-style instructions (how to mark answers, corrections, keeping place on answer sheet, etc.) consistent with GL-style experience Print-ready layout that feels like a real exam booklet >Deliverables (per subject paper) Question Booklet (PDF print-ready) OMR-style Answer Sheet (PDF print-ready) Answer Key (separate) Mark Scheme (simple marking guidance) Editable source files (e.g., InDesign/Illustrator/Word + assets/fonts used) Optional (bonus): Worked explanations + difficulty mapping (easy/medium/hard). Quality Bar (Non-negotiable) Original questions only (no copying from GL/CGP/any published papers). Must mimic the style and exam experience, but content must be 100% newly authored. (You will be required to warrant originality.) Clean, consistent typesetting; no ambiguity in correct answers; no patterning in MCQ options. >Who Should Apply People with proven experience creating 11+ practice papers or assessment item writing (MCQ) Strong NVR diagram design ability (pattern/rotation/sequence/matrices, etc.) Strong document layout skills (exam booklets) Comfortable producing OMR-ready answer sheets and print production files Partial Applications Allowed >You may apply if you can deliver: All 4 papers, OR Any subset (e.g., Maths + NVR, VR only, etc.) Just state clearly which subjects you will deliver. >To Apply — include ALL of the following Which subjects you can do (English / Maths / VR / NVR) Links/samples of similar exam papers you’ve written/designed (or screenshots) Confirm you can deliver booklet + OMR answer sheet + answers + editable source files Your proposed timeline + cost per paper Any toolset you use (InDesign, Illustrator, Affinity, Word, LaTeX, etc.)
15 days ago13 proposalsRemote