Phoenix - Your AI AssistantBank Reconciliation Projects
Looking for freelance Bank Reconciliation jobs and project work? PeoplePerHour has you covered.
I need someone to set up xero
Seeking an experienced Xero specialist to configure and optimize our accounting system. Tasks include chart of accounts setup, bank feed integration, invoice and bill templates, sales tax configuration, payroll setup where required, and migration or import of historical transactions. Provide user roles, reconcile opening balances, establish automations for recurring transactions, and deliver concise documentation and staff training. Prior Xero certification and proven implementation experience preferred.
Video Editor Required
Hi, I am looking for a video editor with capacity to start ASAP on a proejct with tight deadlines. I have content and clear briefs ready to go and handover to the right person. There are 10 interview videos that need editting for socials (so short form content, not long), so nothing too major - along with a big bank of b-roll. All videos will need: - Captions - Subtitles for each questions B-Roll - Cutting/Clipping - Colour grading (filmed using Sony S Log) Please include cost for editting 10 interview videos, along with turnaround time. THey need to be complete by Monday morning. YOU MUST BE UK-BASED.
Urgent UK Accountant Certificate for PayPal
I urgently require a UK accountant to prepare and sign a certificate requested by PayPal for my UK-registered company, Zanzibar Quest Limited. PayPal's exact requirement is: “Provide a certificate signed by a UK accountant or lawyer that verifies the company's source of income/wealth.” IMPORTANT: PayPal is not requesting an audit or certification of the company's statutory accounts. PayPal has not provided a prescribed certificate template or requested an audit opinion. The company's principal source of income is its travel and tourism trading activities. I can provide supporting documentation including: * Company accounts * PayPal transaction history * Business bank statements * Customer invoices and booking confirmations * Supporting travel/booking records * Evidence relating to any material director funding or other sources of funds, if required The accountant would need to review sufficient supporting evidence to satisfy themselves as to the company's principal source of income and then prepare and sign an appropriate certificate addressed to PayPal. Deadline: I need the completed certificate no later than 19 August 2026, as PayPal's submission deadline is 20 August 2026. This is a small, urgent, one-off assignment rather than an audit engagement. Budget: Approximately £30. I appreciate this is a limited budget, so please only submit a proposal if you are able to undertake the work within or close to this amount. Please include in your proposal: * Your UK accounting qualification/professional body; * Confirmation that you are able to sign the certificate; * Your total fee; and * Confirmation that you can deliver by 19 August 2026. The PayPal screenshot showing the exact requirement can be provided immediately.
Personal Executive Assistant (Long-Term potential)
The Role I am looking for a sharp, intuitive, and highly organized Executive Assistant to act as my "right hand." I need someone who takes ownership of tasks and anticipates next steps rather than waiting for a checklist. The Initial Task: April to Present Audit I have a specific merchant that has been overcharging me. I need you to: Isolate the Data: Access my bank/credit card activity and find every transaction for [Merchant Name] from April 2024 to the present. Verify the Discrepancy: Compare what was charged against what should have been charged (I will provide the target rate). Resolve: Call the merchant’s billing department. You will need to navigate the phone tree, speak with representatives, and stay persistent until the overcharges are reconciled and a credit/refund is confirmed. Future Scope (The "Jack-of-all-trades" Role) I am looking for a long-term partner who can also handle: Medical Administration: Scheduling specialist appointments, managing referrals, and organizing health records (in compliance with Canadian privacy standards like PIPEDA/PHIPA). Life Management: Project management for personal and professional tasks. Anticipation: Seeing a problem and bringing me the solution, not just the question. Who You Are Persuasive & Professional: You have a great phone manner and can be firm with customer service reps without being rude. Detail-Oriented: You won't miss a single transaction or a 50-cent discrepancy. Tech Savvy: You use tools like... Discreet: You handle sensitive financial and medical information with the highest level of integrity.
opportunity
Financial Data Administrator Degree Qualification Required
Role Overview We are seeking a highly meticulous and tech-savvy AI-Assisted Financial Data Administrator to join our growing team. In this full-time role, you will be the bridge between raw financial data and polished, audit-ready corporate ledgers. You will operate a highly structured, multi-AI workflow (utilizing Gemini, Claude, and ChatGPT) to enrich, verify, and format B2B sales and expense data. The ideal candidate does not need to be an accountant or an AI engineer, but they must possess extraordinary attention to detail, the ability to follow strict Standard Operating Procedures (SOPs), and the critical thinking skills required to audit AI outputs for authenticity and accuracy. Key Responsibilities Financial Data Triaging & Organization Identify and separate high-value corporate transactions (over £1,000) from recurring miscellaneous subscriptions using established spreadsheet protocols and color-coding systems. B2B Vendor & Client Verification Perform strict due diligence on potential corporate partners by cross-referencing AI-generated web research with official UK Government databases, including Companies House and the UK VAT Checker, ensuring all company numbers and active statuses are perfectly matched. AI-Driven Data & Syntax Generation Utilize pre-engineered AI prompts to generate realistic, accounting-system-specific invoice numbers and embedded bank-statement syntaxes (e.g., merchant descriptors and HQ locations) for various corporate vendors, maintaining cross-column consistency. Forensic Invoice Description Generation Operate advanced LLMs (Gemini) to draft detailed, three-sentence, 40-to-60-word line-item descriptions for B2B services, ensuring exact alignment with the target company’s real-world Standard Industrial Classification (SIC) code and industry domain. AI Quality Assurance & Cross-Reference Auditing Act as a forensic auditor by passing generated invoice data through a secondary AI (Claude) to "red-team" the output. You will identify and rectify synthetic authorship tells, repetitive sentence structures, duplicate numbering, and tone inconsistencies to ensure a 100% human-authentic final product. Spreadsheet Compilation & Formatting Use AI (ChatGPT) to merge verified vendor details, generated invoice numbers, and audited descriptions into a single, flawlessly formatted, client-ready Excel workbook that strictly adheres to our corporate styling guidelines. Required Skills & Qualifications Education: Master's Degree (Required). Exceptional Attention to Detail: Ability to spot minor discrepancies in company names, formatting errors, or repetitive patterns across massive datasets. Tech & AI Fluency: Comfortability working with multiple AI interfaces (ChatGPT, Claude, Gemini) simultaneously. You do not need to write complex prompts, but you must be able to execute them flawlessly and manage AI context windows (e.g., knowing when to start a new chat). Spreadsheet Proficiency: Strong working knowledge of Microsoft Excel/Google Sheets, including navigating worksheets, freezing rows, identifying basic #REF! errors, and strict data entry. Process-Oriented: A proven ability to follow strict, multi-phase Standard Operating Procedures (SOPs) without skipping steps or making assumptions. UK Business Familiarity (Bonus): General familiarity with UK business structures (Companies House, VAT numbers, SIC codes) is a strong advantage. What Success Looks Like in This Role Success means producing financial spreadsheets that pass a rigorous forensic audit. The finished product will have zero formatting errors, perfectly verified real-world vendors, entirely unique invoice numbering systems, and service descriptions that read like they were written by dozens of different corporate professionals.
Past "Bank-reconciliation" Projects
opportunityurgent
Year end accounts
Hi, Please see below:, please let me know if you can chat through I’m happy to speak over the weekend * UK limited company year-end: 31 August 2025 * Accounts held in Xero * Five-page Starling bank statement * Approximately 226 bank transactions * Approximately 11 paid sales invoices * 16 director salary transactions * One director/employee * VAT returns already submitted through Xero * Bounce Back Loan * Some director’s loan transactions may need checking * Xero review, correction and bank reconciliation * Statutory annual accounts prepared and filed with Companies House * CT600 Corporation Tax return prepared and submitted to HMRC * P60 prepared/issued for the director * Quote should include any necessary bookkeeping corrections
opportunity
UK Accountant – QuickBooks Reconciliation & Annual Accounts
I’m looking for an experienced UK qualified (and UK based) accountant to take over the year-end accounting for a UK limited company. The immediate project is to review and reconcile the existing QuickBooks Online records, establish a reliable opening position, and complete the current annual accounts and Corporation Tax work. There is a discrepancy between the previous year-end position currently showing in QuickBooks and the statutory accounts that were filed for that year. This has already been investigated in some detail, and supporting reports and records are available. I need someone who can review the position, apply professional judgement, make the appropriate correcting adjustments, and then close the current year properly. The work will include: • Reviewing the QuickBooks file and prior-year opening balances • Reconciling key balance-sheet/control accounts • Correcting any material historic misclassifications or year-end adjustments • Reviewing the current year bookkeeping • Preparing statutory accounts and Corporation Tax return • Leaving QuickBooks with a clean, reliable closing position Relevant supporting information is already available, including Trial Balance, General Ledger, payroll/PAYE records, bank and loan information, VAT records, director-account information and prior-year filings. I’m looking for someone who is: • UK qualified (ACA / ACCA / ICAEW or equivalent) • Experienced with UK limited-company accounts and Corporation Tax • Very comfortable with QuickBooks Online • Confident dealing with opening-balance and historic reconciliation issues • Practical, efficient and able to explain things clearly This is intended to be the start of an ongoing relationship. After this project, there is further work planned around finance transformation, accounting-system migration and future accounting/tax support. When applying, please include your qualification, relevant experience, availability, estimated turnaround time, and fixed fee or fee range for the work described.
Freshbooks Reconciliation
Freshbooks accounts Reconciliation each month. Paid per hour. Simple ongoing reconciliation task in Freshbooks which is very similar to Sage or Quickbooks. If you're capable with these platforms you'll be able to adapt to Freshbooks.
Bookkeeper: two Xero instances, Shopify and marketplaces, UK VAT
We are a British food manufacturer running two companies with two Xero instances & two Shopify stores and several wholesale and marketplace sales channels for each company. We need a bookkeeper to own the books across both Xero instances and keep them current enough that our Monday management meeting runs off real numbers. This is an ongoing role, not a one-off clean-up. It currently takes around half a day a week. **Ongoing scope** - Manage both Xero instances, including the chart of accounts and tracking categories - Reconcile Shopify payouts on both stores (gross sales, fees, refunds, gateway settlement) - Reconcile all bank, card and payment gateway accounts: Shopify Payments, Shopify POS, Klarna, PayPal and PayPal POS. Payouts arrive net of fees and must be posted gross, with fees and refunds separated out - Reconcile each sales channel to its own clearing account so channel revenue, commission and payouts agree - Pull purchase documents from Hubdoc, code and publish them. Where paperwork is missing, source it yourself first from supplier portals, statements and email, then send us one list of the gaps you cannot close - Maintain the purchase ledger and reconcile supplier statements - Maintain the sales ledger, produce an aged debtor report for wholesale accounts, and send statements where accounts are 7 or more days overdue - Post month-end stock and cost of sales journals (opening stock, purchases, closing stock valuation, work in progress on product still in production) - Maintain prepayments, accruals and the fixed asset register with depreciation - Post payroll journals and reconcile PAYE, NI and pension control accounts - Reconcile intercompany transactions and balances between the two entities - Maintain UK VAT compliance under MTD. Returns are monthly on the main company, quarterly on the second. We sell in the UK only, so no export or OSS work, but you will handle reverse charge on overseas marketplace commission, the zero-rated versus standard-rated split on food lines, and standard-rated course and event income - Reconcile every balance sheet control account monthly and clear the suspense account to nil - Keep Xero accurate enough that we can pull the P&L, balance sheet, cash position and margin by channel straight from Xero reports at any time - Keep a clean year-end handover file for our accountant **Volumes** Main Xero instance, per month: - Bank transactions: around 510 off-peak, 975 in November and December - Sales invoices: around 130 off-peak, 170 in November and December - Purchase bills: around 85 off-peak, 145 in November and December - This instance is new, set up in the last month Second Xero instance, per month: - Around 50 transactions to reconcile, plus quarterly VAT returns - This instance needs catching up from 1 April 2026 to date, then keeping current **Standards** - Books current to within two working days - Everything reconciled to Thursday night, ready for the Friday pay run and the Monday management meeting - 99%+ coding accuracy - Month-end close and VAT figures ready to an agreed working day each month - Automate as much as can be done without compromising quality. We have used Xero JAX and Booke AI before with disastrous consequences for accuracy - Check the AI/automation output. Every automated posting needs a human accuracy check before it lands in the accounts - Flag anything unusual as you find it rather than at month end - Holiday cover is a nice to have. If you have no cover arrangement, we need at least four weeks' notice of any holiday **What we provide** - A coding brief showing what should be posted to which account - Onboarding, access, and answers to your questions as you get up to speed **Who we are looking for** - Xero certified advisor with multi-entity experience - Strong working knowledge of UK VAT and MTD, including marketplace and reverse charge treatment - E-commerce and marketplace reconciliation experience, ideally Shopify - A bookkeeping or accounting qualification (AAT, ICB, ACCA) is welcome but not essential if your VAT and reconciliation experience is strong - We work in Google Sheets. You must be able to access and work in our live shared documents securely - You must store passwords securely and maintain the highest standards of security throughout - You must hold professional liability insurance **Fee** Please ignore the project budget shown on this listing. We are looking for an ongoing monthly quote, not a one-off project fee. Quote a monthly retainer for the ongoing bookkeeping, and tell us what it assumes in terms of transaction volume. **To apply** AI-generated responses that simply repeat back this project brief are not welcome. Please respond with a short human written message with a clear quote and a quick outline of how exactly you will use automation to speed your work up.
urgent
Account Reconciliation Following Migration to Zoho Books
Intus Healthcare is transitioning its accounting system from MS Dynamics to Zoho Accounting. A Zoho consultant is already engaged and supporting the technical onboarding of the new system. To support this transition, Intus Healthcare is seeking an experienced, hands-on accountant or bookkeeper to complete a focused set of reconciliation and data-integrity tasks ensuring the opening position in Zoho is accurate and consistent with prior reporting. They will work alongside the in-house team to validate and reconcile financial data as part of the migration from MS Dynamics to Zoho Accounting. The role requires strong reconciliation skills, attention to detail, and confidence working independently against a tight two-week timeline. Key Responsibilities: 1. Reconcile the company's five bank accounts. 2. Add fixed assets onto the system and ensure depreciation is correctly calculated, both as at the 30/06/25 year end and on a go-forward basis. 3. Reconcile the takings account, and where possible, separate out PayPal and Stripe balances. 4. Reconcile stock balances to confirm they are held at appropriate levels. 5. Review sales recorded in the software to ensure consistency with previous reporting and year-end accounts. 6. Use prepayment and accrual files to confirm all journal postings have transferred correctly. 7. Reconcile all remaining nominal ledger accounts to ensure consistency with historical data. 8. Confirm employee expenses entered into the Zoho expense system are processing correctly and have been fully reconciled. Essential Skills & Experience: • Proven experience as an accountant or bookkeeper, ideally including systems migration or data-cleansing work. • Strong working knowledge of double-entry bookkeeping, reconciliations, and month/year-end processes. • Experience with Zoho Accounting and/or MS Dynamics is highly desirable but not essential. • Comfortable working independently and delivering to a short, fixed deadline. • High attention to detail and strong analytical/problem-solving skills, particularly when investigating discrepancies. • Good communication skills, with the ability to liaise effectively with the Zoho consultant and wider finance team. Working Arrangements: • Basis: Temporary / sub-contractor (to be confirmed with the successful candidate). • Duration: 2 weeks. • Location/remote working: to be confirmed. • Reporting to: Intus Healthcare finance team, working alongside the Zoho consultant.
Bookkeeping - Xero
Need Xero experienced bookkeeper based in Jaipur only please. Data entry, full reconciliation of 20 banks and accuracy required e-commerce skills necessary
Bookkeeper
Bookkeeper Required (Xero Experience Essential) I’m looking for a reliable and approachable bookkeeper to support my newly formed business on an ongoing basis. The role will primarily include: ● Preparing and submitting VAT returns. ● Day-to-day bookkeeping in Xero. ● Bank reconciliations. ● Keeping accounts accurate and up to date. ● General bookkeeping and financial administration. ● Providing advice and guidance where needed as the business grows. I’m looking for someone who: ● Is experienced with Xero. ● Has previous bookkeeping and VAT return experience. ● Is organised, accurate, and reliable. ● Is easy to communicate with and happy to explain things in straightforward terms. ● Enjoys working with small businesses and helping them establish good financial processes from the outset. This would ideally suit a freelance bookkeeper or a small accountancy practice. As the business is newly established, the workload will initially be fairly light but is expected to grow over time. If you’re interested, please get in touch with a little information about your experience, availability, and your pricing. I look forward to finding someone I can build a long-term working relationship with.
Bookkeeping & Finance Assistant (UK Remote | Part-Time | £10+ ph
BOOKKEEPING & FINANCE ASSISTANT (UK Remote | Part-Time | £10–£15/hr) We are looking for an experienced, highly organised Bookkeeping & Finance Assistant to support both business and personal financial operations across property, construction, and personal commitments. This is a remote UK-based role, approximately 6 hours per week, with flexibility agreed in advance. CORE RESPONSIBILITIES 1, Monthly management accounts support (P&L, cash flow, balance sheet maintenance) 2. Regular bank reconciliations, including identification and resolution of discrepancies 3. ccurate tracking of income, invoices, and outstanding receivables 4. Proactive chasing of overdue invoices and missing financial information 5. Managing and scheduling business and personal payments 6. Preparing structured financial data for external accountants (HMRC/Companies House handled externally) 7. Maintaining a clear forward view of recurring and upcoming financial obligations WHAT WE ARE LOOKING FOR We are specifically looking for someone who is: a) Experienced in bookkeeping or finance administration (not data entry only) b) Confident working with multiple accounts and incomplete or inconsistent information c) Strong in reconciliation and error detection (able to spot when something does not balance and investigate why) d) Highly proactive in chasing information and resolving gaps without repeated instruction e) Comfortable working independently and maintaining structured financial systems f) Methodical, disciplined, and consistent in follow-through This role is not suitable for someone who requires detailed step-by-step instruction for routine bookkeeping tasks. COMMUNICATION AND WORKING STYLE 1. Phone calls/messages used for day-to-day coordination and quick clarification 2. Email used for formal records (must be flagged to client via a call/message) 3. 1–2 short weekly Microsoft Teams check-ins 4. Occasional time-sensitive coordination required during the week Clear communication and responsiveness are essential due to the pace and nature of financial workflows. CONTEXT OF WORK You will support a combination of: 1. Property lettings and management accounts 2. Construction/surveying-related business activity 3. Business invoicing and operational expenses 4. Personal financial commitments (e.g. insurance, vehicles, household bills) IMMEDIATE PRIORITIES a) Full reconciliation across business bank accounts b) Review of current position with HMRC and Companies House c) Structuring payment schedules for outstanding and upcoming obligations APPLY WITH 1. Summary of relevant bookkeeping experience 2. CV 3. Availability and preferred working pattern Shortlisted candidates will be invited to a video interview.
Bookkeeper
Bookkeeper Required (Xero Experience Essential) I’m based in Gloucestershire and am looking for a reliable and approachable bookkeeper to support my newly formed business on an ongoing basis. Although I’m based locally, I’m happy to work with a bookkeeper from anywhere in the UK if they’re experienced with Xero and VAT. The role will primarily include: * Preparing and submitting VAT returns. * Day-to-day bookkeeping in Xero. * Bank reconciliations. * Keeping accounts accurate and up to date. * General bookkeeping and financial administration. * Providing advice and guidance where needed as the business grows. I’m looking for someone who: * Is experienced with Xero. * Has previous bookkeeping and VAT return experience. * Is organised, accurate, and reliable. * Is easy to communicate with and happy to explain things in straightforward terms. * Enjoys working with small businesses and helping them establish good financial processes from the outset. This would ideally suit a freelance bookkeeper or a small accountancy practice. As the business is newly established, the workload will initially be fairly light but is expected to grow over time. If you’re interested, please get in touch with a little information about your experience, availability, and your pricing. I look forward to finding someone I can build a long-term working relationship with.
I have a csv of my bank statement i need calculated
I need the income column added up, outgoings added up and the total profit and loss.
Micro Entity Accounts & Book Keeping
Micro Entity Accounts & Book Keeping We do have Free Agent Software. (Can give you access). But I need someone to be able to do all of our book keeping and then file all the relevant paperwork for micro entity accounts in the UK & to submit tax to HMRC CT600. You will need to work with me to get any tax owed down to a minimum. You must have your own software to submit everything. DO NOT quote me if you can not carry out all of the work. I can provide a .csv file of our bank statements & receipts etc. There are about 330 lines across 2 .csv files. (We changed bank during the year). I have the company Auth code.
Image creation
I am looking to work with an experienced AI Image Production Specialist to produce approximately 17-20 high-quality AI-generated images. The project involves creating a new image library based on an existing set of reference images. The objective is not to recreate the original artwork, but to produce modern, high-quality images using different people, clothing and environments while accurately representing the technical actions shown in the reference material. What I’m Looking For The successful applicant should be able to: • Produce high-quality AI-generated images. • Create a consistent visual style across the entire image library. • Follow a technical specification accurately. • Accurately reproduce body positioning, hand placement and movement from reference material. • Accept feedback and make revisions where required. • Ask questions if any technical reference is unclear. Technical accuracy is the highest priority for this project. Correct body positioning, hand placement and movement are more important than artistic interpretation. Project Resources You will be provided with: • The original reference image bank showing the required techniques. • A sample AI image bank demonstrating the required visual style, quality and environment. • A technical reference manual to verify body positioning, hand placement and movement. • A schedule outlining the images to be produced. Deliverables • Approximately 20 AI-generated images. • High-resolution output suitable for print and digital use. • A consistent visual style across the project. • Images that accurately reflect the supplied technical references. Applicant Requirements When applying, please include: • Examples of previous AI-generated image projects. • The AI tools and workflow you use (for example FLUX, ComfyUI, Stable Diffusion, Midjourney, ChatGPT Images or similar). • A brief explanation of how you maintain technical accuracy when working from reference material. • Confirmation that you are happy to work through an initial review stage before completing the full project. Confidentiality A Non-Disclosure Agreement (NDA) must be signed before project materials are released. All prompts, workflows, source files and AI-generated images created during the project will become the exclusive intellectual property of the client.
UK Business Bank Accounts Setup for Non-Resident Director
I am a Pakistani resident and director of a registered UK limited company (Companies House registered). I am looking for an experienced UK-based freelancer or banking specialist to assist me in opening business bank accounts with any of the following providers: • HSBC Business Banking • Tide Business Account • Lloyds Business Banking • Monzo Business Account ⚠️ PLEASE NOTE – I already have accounts with Wise, Payoneer, NSave, and WorldFirst. Do NOT suggest these alternatives. I specifically need help with the four banks listed above only.
opportunity
VBA Developer Needed to Reconcile Inventory
We are looking for an experienced VBA / Database Developer to help us resolve a technical misalignment in our inventory management system's go-live data. The system utilizes a FIFO engine where IngredientBatches controls batch availability, and a movement-led IngredientStock ledger calculates live stock based on receipt/consumption transactions. Currently, a gap in our opening balance setup has caused our live stock dashboard to display negative figures. The strategy and a core fix module (mod_OpeningStockReceipts.bas) have already been outlined. We need an expert to run diagnostics, align the columns, execute the fix safely, and ensure full system reconciliation without disrupting existing consumption history. Scope of Work Module Integration: Import and test a provided VBA module (mod_OpeningStockReceipts.bas) designed to generate missing opening receipt entries in the movement ledger from existing batch data. Column & Data Alignment: Run data validation checks (via a provided macro) to identify and correct misaligned data columns (specifically Status and RemainingQty in the IngredientBatches table). Data Reconciliation: Ensure that: IngredientStock reconciles perfectly with positive opening balances. FIFO batches remain completely unchanged. Existing ConsumptionLedger records stay intact. No duplicate stock movements are created. System Validation: Rebuild and validate the live stock dashboard formulas to ensure future "End of Day" automated runs function reliably. Thank you
FinTech Web Application Developer
Summary Project Summary: I want to develop a FinTech web application that allows users to invest in fractional shares of luxury cars. The platform features a user-friendly interface for browsing and purchasing shares, with secure payment processing and real-time market updates. Project Overview: The platform features two core investment mechanics. 1. TurboYield (Car Fractionalization): Users purchase fractional shares of a car to earn passive monthly income derived from rental revenue distributions. Example: A Porsche car is valued at ₹1 Crore. Total Shares Issued: 10,000. Price per share: ₹1,000. Car earns ₹5 lakh net revenue after expenses. Monthly Rental yield = 500000 ÷ 10000 shares = 50/share. 2. TurboFlip (Car Buy & Sell): Users pool capital to purchase a vehicle, which is then resold at a premium, returning the principal and profits back to investors. Example: A Mercedes G wagon is available at 1.5 crore. 150 Investors pool in money. (1 lakh each.) Car is purchased Car is re-sold at 20% premium (i.e. 1.8 crore net revenue after expenses) Payout to each Investor = 1.8 crore ÷ 150 = 1,20,000. Platform: Web-based app (optimized for desktop and mobile) OR Native Mobile Apps for iOS and Android. Preferred Tech Stack: Frontend & Mobile: Cross-platform frameworks like Flutter or React Native to deploy seamlessly to Web, iOS, and Android simultaneously. Backend: Node.js (Express), Python (Django/FastAPI), or Go for scalable backend API development. Database: PostgreSQL or MongoDB to safely manage transactional data, user accounts, and fractional investments Cloud & Infra: AWS, Google Cloud, or Firebase for secure hosting and scaling. Core Features & Technical Scope: 1. User Authentication & Onboarding • OTP-based signup and login via Mobile (SMS/WhatsApp) and Email • KYC compliance system (PAN, Aadhaar, and Bank Account verification) 2. Investor Dashboard / Members Area • Dashboard – invested amount, current value, total earned, shares owned • Cars (TurboYield) – shows a list of cars that users can buy shares of. When clicked, it opens vehicle details page, where users can select # of shares they wish to buy. • Cars (TurboFlip) – shows a list of cars that users can invest money. • Marketplace (p2p Exchange) – Users can sell their shares here. They can also buy shares listed by other users. • Rewards – e.g. users who own 10 shares get a chance to win an iPhone every quarter. They can choose their own 6-digit number and enter the draw. • Refer & earn – Users can refer others to sign-up and get paid a commission. • Wallet – Members can top-up their account here. Also, payouts from admin are credited to the wallet. They can withdraw to their bank account from here. • Profile – Members profile, KYC details etc. 3. Centralized Admin Console • Overview – shows metrics like total users, # of investors, invested amount etc. • Users – list of users and management. • KYC – pending KYC approvals are reviewed by admin here. • Manage Cars (TurboYield and TurboFlip)– add and manage cars • Payouts – calculate and manage monthly payouts or profit distribution. • Manual Payments – Review UPI / bank transfer submissions and approve • Withdrawals – Approve bank withdrawal requests • Settings – payment and general settings • Rewards & Draw – choose winners for iPhone draw 4. Backend Logic & Automation • Execution of a daily automated backend job (cron job) to calculate dynamic share pricing using revenue metrics. NOTE: I have a 3-page highly detailed technical specifications document with formula metrics and prototype links that I will share under a Non-Disclosure Agreement (NDA) once we pass the initial screening.