A spreadsheet to calculate a morgage rate
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Description
Experience Level: Intermediate
Spreadsheet for calculating variable mortgage payments on the basis of a percentage over ECB rate.
Start date
Amount of morgage €
Period of mortgage in years
Number of monthly payments
Fixed Percentage over ecb rate ie 1% ./2% etc.
showing reducing balance of mortgage and total cost
Dates ecb rate changed calculating monthly payment at the new rate until rate changes again.
You could have easily 15 rate changes in a 20 year Mortgage
I Hope you can understand my requirement i may not be the best at expressing them
Start date
Amount of morgage €
Period of mortgage in years
Number of monthly payments
Fixed Percentage over ecb rate ie 1% ./2% etc.
showing reducing balance of mortgage and total cost
Dates ecb rate changed calculating monthly payment at the new rate until rate changes again.
You could have easily 15 rate changes in a 20 year Mortgage
I Hope you can understand my requirement i may not be the best at expressing them
Humphrey O.
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