Content on UK Bailiffs / Debt Collectors

Hi

I need some content writing regarding consumers rights when faced with bailiff action and debt collection

The content will be used on a website marketing our services that help people deal with their debts (through individual voluntary arrangements)

I need a piece writing on the following points :

What actions can bailiffs take (this should focus on the negatives rather than things they can't do)
What are the fees that can be added if bailiff action can be taken
What happens if you fail to pay when bailiff action begins

I need a second piece writing on the following points:

How does bailiff action affect mental health
Coupled with how bailiff powers are skewed towards creditors and not consumers


Further information can be given

Thanks