Calculator

Hello: I´ll explain my project.

I am an insurance salesman.

People in my country are little aware about the amounts they´ll need to make up their future income at retirment.

Mexico has an "old" and a "new" retirment plan. The new plan concerns paying an amount between employer, govement and worker of 6.5 percent of an amount based on a "basis wage". This amount goes to an individual account which creats a pension fund managed by private enterprises.

I can explain more about the upper topic but its not the case.

The rest of the population, do not count with this sistem and are little willing to make their own savings.

So I am not certain to just make a macro in excel so that a calculator may provide information regarding a determined pension fund, given a certain amount saved, a certain rate (nominal rate), and a certain real rate.

I sell "savings insurance", which happens to be a dowery insurane.

Changing of subject:

On the other hand, medical insurance increases up tu 10 to 20% per year, causing a major problem. I would like to provide people with a scenario were they may be aware on how much will they pay in medical insurance.

So I would like an app or an excell sheet to provide information regarding both topics.

It has to be in my native language of course.

I expect that you may provide solutions.

Regards.

David Torres
Insurance Agent