LEAD GENERATION -Homeowners / Individuals requiring IVA Debt Soultions

Lead Generation to establish HOMEOWNERS / Individuals with over £15,000 Unsecured Debt with at least 3 Unsecured Lenders (Cards,unsecured loans )

We require Name(s),Addresses & Post Code,Date(s)of Birth,Must be a Home Owner,Value of Home,Approx House Value,Mortgage Amount Originally Loaned,Lender's Name and Term of Years Outstanding,Name of Unsecured Lenders and Amounts Outstanding,Income(s),Amount paid out Monthly for the Unsecured Loans.Daytime Telephone Contact Number,Mobile Number,E-mail address.
Details of any second secured charges on the Domestic Residence.
Details of any existing Debt Management Plans Entered into.
Any Corporate Debt Problems ?

What is an IVA?


An IVA is a legally binding agreement between you and your unsecured creditors. It details a structured repayment plan which benefits both you and your creditors.

If you are struggling to repay debt over £15,000, and are resident in England, Wales or Northern Ireland you can have 1 affordable monthly payment that is distributed between your unsecured creditors.

ABOUT AN IVA ( Individual Voluntary Arrangwement )

An IVA is an alternative to bankruptcy. If your creditors agree, you can:
Write off unsecured debts that you cannot possibly repay 'within a reasonable time'.*
Pay off remaining debts at a rate you can afford, over 5 years (in most cases), and
Retain the money you need for essentials, like accommodation, food and utility bills.


Through an IVA (individual voluntary arrangement) you could also:
Prevent legal action, including bankruptcy,
Have creditors agree to freeze interest and charges, and
Homeowners - keep possession of your home.

*You could have up to 75% of the debt held within the IVA written off, subject to creditor agreement and only on completion of the IVA. Any secured debts (not included) will remain outstanding.


You will still be expected to pay in a minimum monthly repayment of £150 or more, depending on your circumstances. Your credit rating will be affected for a 6 year period and also if you are a homeowner you may need to release a percentage of your equity.