I want help designing an App to be used on a smart phone

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Clarity M.Ken L.Jainam S.Ritwik D.Sanchit T. + 6 others have already sent a proposal.
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Experience Level: Intermediate
Intially to apply spreadsheet style cash flow program that updateds with every in-put and shows an available account balance. For example. A couple with a joint bank account are able to monitor available cash in there account without looking at an on-line or phone banking account. One click on the smart phone, up comes a cash flow chart, enter the expense and see the actual available balance. Now, if one partner spends £100 for food shopping etc and the other needs to fill the car with fuel, say £50. but there is only £110 in the bank, one of the actions will be declined. The country has a cash flow problem and so do tens of thousands of induviduals. Thats the challenge!! First the App, then the web-site then the marketing plan. Anybody up for this? I'll send an example of the system I am using which I first built on Lotus 123 in the eighties to credible people. Thanks

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