Letter before litigation for professional negligence

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Samantha H.Helena B. have already sent a proposal.
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We had Professional Indemnity Insurance cover P I Insurers wriggled out of indemnifying us by claiming all sorts of ridiculous excuses, which we feel have no direct bearing to this claim. In short, we could not fight them as they employed one of the largest city firms of lawyers and as we are the easiest target for them to repudiate the claim.As a result of this notification of claim, our PI Insurers cancelled our policy AB initio and returned our annual premium (which we never cashed). We were forced to cease trading, as we could not find another P I Insurer prepared to underwrite our risk. We placed the P I Insurance via Insurance Brokers and we wish to inform them that we hold them responsible and failed to advise us professionally in this matter and ensure that all material facts were disclosed.

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