SocialEngine PHP Developer to Simplify Crowdfunding Payouts

We are preparing to launch ClickActivism, a SocialEngine-based social platform where Crowdfunding is a core feature.

We use the SNS Crowdfunding / Charity Fundraising Donations plugin. The campaign side is working well: we already created live-ready crowdfunding campaigns, and the donation flow + admin approval flow have been tested and appear to work correctly.

The problem (the only blocker before launch): payout onboarding is too technical for campaign owners.
Right now, the SNS / SocialEngine setup effectively requires the crowdfunding creator to deal with payment configuration in order to request payouts — in practice this means being exposed to Stripe-style merchant setup / API configuration, which is not acceptable for non-technical users (activists / individuals).

What we want instead (GoFundMe-style):
A campaign owner should be able to:

choose a payout method (Stripe and/or PayPal)

complete payout onboarding via a hosted flow (redirect to Stripe/PayPal)

provide identity + bank details only when required for compliance (KYC)

never enter API keys or manually configure payment settings

Scope focus: this is NOT a redesign and NOT a new build. We want a minimal, targeted change inside the existing SocialEngine + SNS plugin codebase to make payout onboarding simple, compliant, and reliable — while keeping the current donation/admin flows intact.

Important: SocialEngine + SNS plugin experience matters. If you need to research SocialEngine from scratch, this is not a fit.