Scottish road traffic law

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Experience Level: Intermediate
I would like to know the following information please:-
The legal research has to be on the scottish legislation.
1. What is the legal position with a trainee police officer when interviewing someone at the roadside repeats word for word what he is told to say by a experienced officer in his questioning is that hearsay or if not is it admissable in evidence.
2. Insurance policies - if a car is insured fully comprehensive and you then are told that your licence doesnt cover you to drive the vehicle what is the effect on your insurance is it extinguished or is it reduced to third party as you believed your licence was valid for the vehicle.Ahnd, you had been driving the vehicle in england and had no problems with the licence. As you had a full driving licence for many years.
3. Any legal precedents in Scotland preferably in relation to the insurance being voided if your licence entitlement isnt valid to drive a particular vehicle and you had been told by a garage where you bought it from that DVLA had told them it was valid for the car being sold. And you insuring the vehicle and taxing it for a number of years prior to being stopped.
I would welcome bids for someone to give some legal opinion as to the above scenarios. In particular the insurance and the trainee police officer. Does the fact that they didnt use their own words they merely repeated what they were told to say is that inadmissable.
I would like a written opinion on the above and prefer it from someone in Scotland as the system there is different that the rest of the UK.

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